1. What services do you offer?
- Comprehensive financial planning
- Asset management under an AUM model
2. What does "fee-only" mean?
Fee-only means I am compensated directly by my clients for my services and do not receive any commissions from selling products. This model aligns my interests with yours, ensuring unbiased financial advice.
3. How are your fees structured?
Fees are based on the complexity of the financial situation and the scope of services required. They may be charged asa flat fee, or a percentage of assets under management (AUM).
4. What is a fiduciary, and how does that benefit me?
As a fiduciary, I am legally and ethically required to put your best interests ahead of my own at all times, offering advice and recommendations that best serve your financial goals and needs.
5. Can you help me with tax planning?
Yes, I can assist you with your tax planning. As part of my comprehensive financial planning services, I incorporate tax planning strategies to help optimize your financial situation and ensure your investments and financial plans are tax-efficient.
6. What makes your financial planning services unique?
My approach is holistic, considering all aspects of your financial life, from taxes and investments to estate planning and retirement strategies. As a CPA and CFP, my expertise allows for a comprehensive analysis to build personalized financial plans.
7. How do you tailor financial plans to individual needs?
I start with a thorough understanding of your financial goals, risk tolerance, and life circumstances. This information forms the basis of a customized financial plan designed to achieve your objectives through strategic planning and disciplined execution.
8. What type of clients do you typically work with?
I work with a variety of individuals, each with unique financial goals and situations. My clients include those in need of comprehensive financial planning, asset management, and personal financial advice to navigate their financial journeys effectively. Whether you're planning for retirement, looking to manage your investments more efficiently, or seeking advice on personal financial growth, I tailor my services to meet your specific needs.
9. How can I start working with you?
The process begins with an initial consultation to discuss your financial goals and assess how my services can best meet your needs. From there, we can outline a plan of action tailored to your unique financial situation.
10. How often will we review my financial plan?
Financial plans are living documents and should be reviewed at least annually or as significant life events occur. This ensures that your plan remains aligned with your goals and adapts to any changes in your financial situation.
Feel free to reach out if you have more questions or need further clarification on any of the above points.
11. What Is the Fee Structure for Financial Planning Services?
Our Financial Planning fees are fixed, up to $10,000, based on your financial situation's complexity and required services. This fee is split into two payments: 50% upon agreement signing and the remainder at the Financial Review appointment.
12. How Are Investment Management Fees Structured?
For Investment Management, fees start at 1% for portfolios under $1M, decreasing to 0.5% for portfolios over $5M. This tiered pricing model rewards portfolio growth by reducing fees as your investments increase.